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Life Insurance Is a Financial Tool
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Life insurance can be used to help individuals and families protect their financial security in the event of the unexpected. It can be used to provide financial support for mortgage payments, college tuition, medical bills, funeral expenses, and more. It can also be used to replace lost income and help maintain the lifestyle of surviving family members.
Life insurance is a contract between a policyholder and an insurance company in which the insurance company agrees to pay a designated beneficiary a sum of money upon the death of the policyholder. The policyholder pays regular premiums to the insurance company in exchange for the death benefit, and the beneficiary receives the death benefit upon the policyholder‘s death.
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